Current Rates

The Louisiana Baptist Federal Credit Union offers many financial services from savings accounts, IRAs to Auto and Personal loans. If you’d like to speak with someone to help get you started call our office any weekday from 9am – 3:30pm (318) 449.4357 or Toll-Free at (877) 234-3236.

services we offer

Savings Accounts ▪ Checking Accounts ▪ Christmas Club Accounts ▪ Individual Retirement Accounts (IRAs) ▪ Share Certificates (CDs) ▪ Visa Debit Cards ▪ No fees for “cash back” transactions at merchant locations ▪ Check Cashing ▪ Wire Transfers ▪ Free ATM withdrawals at any Red River Bank location ▪ Automobile Loans ▪ Personal/Consolidation Loans ▪ Internet Banking Access ▪ The credit union can also finance the purchase of church vans and buses.

New and Used Auto Loans

Ready to take home the perfect car for your family? Let us help get you the best rate. Our new and used auto loan rates are listed below in order by the length of term. If you have any questions call the Louisiana Baptist Federal Credit Union office (318) 449.4357 or Toll-Free at (877) 234-3236.

FICO score 12 Month APR 24/mo APR 36/mo APR 48/mo APR 60/mo APR 72/mo APR
720+ 2.5% 2.5% 2.5% 3.0% 3.5% 4.25%
690-719 3.5% 3.5% 3.5% 4.0% 4.5% 5.25%
660-689 4.5% 4.5% 4.5% 5.0% 5.5% 6.25%
620-659 6.0% 6.0% 6.0% 6.5% 7.0% 7.75%
Below 620 7.5% 7.5% 7.5% 8.0% 8.5% 9.25%

New and Used Boat/RV Loan

Our new and used boat/RV loan rates are listed below in order by the length of term. If you have any questions call the Louisiana Baptist Federal Credit Union office (318) 449.4357 or Toll-Free at (877) 234-3236.

FICO score 12 Month APR 24/mo APR 36/mo APR 48/mo APR 60/mo APR 72/mo APR
720+ 4.0% 4.0% 4.0% 5.0% 6.0% 7.0%
690-719 5.0% 5.0% 5.0% 6.0% 7.0% 8.0%
660-689 6.0% 6.0% 6.0% 7.0% 8.0% 9.0%
620-659 7.5% 7.5% 7.5% 8.5% 9.5% 10.5%
Below 620 9.0% 9.0% 9.0% 10.0% 10.0% 12.0%

Ready to get started? Call the Louisiana Baptist Federal Credit Union office any weekday from 9am – 3:30pm (318) 449.4357 or Toll-Free (877) 234-3236. Looking for more information on rates and types of loans we offer? Download our full rate sheet below.

Download Rate Sheet

Download Current Rate Sheet

Our mission is to use biblical principles to guide, support and inspire our members to become strong and faithful financial stewards.